Health Insurance
nUnused Sick leave credits pay for health insurance
premiums
nPremium from annuity check when credits are gone
nDual choice
opportunities
nPremiums reduce when
eligible for Medicare @ age 65
nIf spouse is state
employee, you can use both accounts
nSupplemental Sick Leave
(sick leave enhancement)
Sick Leave can be escrowed anytime,
and un-escrowed annually
at Dual Choice Time