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Insurance Costs

UWEC Student Health Service (SHS)
Insurance (OC)

UWEC Student Health Service (SHS)
$130/year (included in tuition cost)
NO Deductible
NO Copay

Average State Employee Single Plan (IP)
$500 deductible
20% co-pay

Student Health Insurance Program (IP)
$500 deductible
$35 copay per office visit
$225 copay for ER visit

What is a Deductible?
The amount of expenses that must be paid out of pocket before an insurer will pay any expenses. In other words, what you have to pay!

What is a copay?
Payment defined in the insurance policy and paid by the insured person each time a medical service is accessed. In other words, what you have to pay!